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Closing Costs

Don't forget to factor in closing costs when considering a home sale or purchase. Heritage Success Realty is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 602-930-5954 if your needs include a real estate pro ready for the business side of buying and selling.

What closing costs should you expect?

There are certain normal fees associated with closing the sale of a house. These expenses are usually split between the buyer and seller, as instructed in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Arizona to help guide you through your deal.

Costs pertaining to your loan to be paid at closing (More information)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (More information)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (More information)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your sale, I'll not only work to get the very best sales price, but I'll also campaign for limited closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are informed of exactly where your money is going.

Buyers: If you are purchasing a home in Maricopa County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not shocked when you get to closing time. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates in question.